Who This Policy Applies To:
The descriptions in this Policy apply to our relationships with individual customers who inquire about and/or obtain products or services from Ocean Conversions & Mobility for personal, family and household purposes. This Policy does not apply to business or commercial customers, however, our business and commercial customers’ information is also very important to us. We also respect the privacy of our business and commercial customers, and take steps necessary to protect their information.
Why We Gather Information
We collect information about you to:
- Accurately identify you;
- Protect and administer your transactions, records, accounts, and funds;
- Help us design or improve our services to you;
- Better understand and respond to your automobile and mobility needs;
- Save you time when you wish to purchase new products and services;
- Offer you quality services; and
- Comply with certain laws and regulations.
How We Collect Information
As part of providing you with superior automotive & mobility products and service, we may obtain information about you from the following sources:
- Applications, forms and other information that you provide to us, including information obtained in writing, in person, by telephone, electronically or by any other means;
- Transactions you’ve conducted with us, our Affiliated Companies or others;
- Consumer reporting agencies.
Others We Share Information With
Others We Share Information With
We provide information we have obtained about you to others as may be permitted or required by law, such as:
- To respond to a subpoena, court order or order from governmental regulatory authorities;
- To consumer reporting agencies
We also share information to complete transactions initiated by you, or when you request or authorize us to do so. At times it is necessary to disclose information to enforce, apply, or comply with the terms and conditions of an agreement or understandings we have with you and to protect the rights, property, or safety of us, our customers, or others. This includes sharing information with other companies and organizations to protect against fraudulent activities and credit risk.
In addition, we share information with Affiliated Companies, financial service providers, companies that perform marketing services on our behalf, automobile and mobility manufacturers and other financial institutions with whom we have joint marketing agreements.
Sharing within the Ocean Conversions Affiliated Companies
Ocean Conversions & Mobility may share with its Affiliated Companies information about you in order to provide you complete automotive & mobility service, including: information we obtain from your application, such as your identification information, your income, or your marital status; information we obtain from a consumer report such as your credit score or credit history; information we obtain to verify representations made by you such as your income and loan amount; and information we obtain from a person regarding employment, credit or other relationship with you such as your employment history.
How We Secure Information
To protect your information, we restrict access to nonpublic information about you to only those employees who need to know that information to provide superior products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
If you prefer that Ocean Conversions & Mobility not share information about you to its Affiliated Companies, you may restrict information sharing (other than those disclosures permitted by law). Even if you make this election, we may still continue to share information with our Affiliated Companies and non-affiliate as permitted by law. If you wish to decline or “opt-out” of disclosures to Affiliated Companies (other than disclosure permitted by law) as described above, please sign and return the attached form to the following address: Ocean Conversions & Mobility 750 E SAMPLE RD, POMPANO BEACH, FL 33064, Attn: Privacy Officer.
Your relationship with Ocean Conversions & Mobility is your proven and dependable way to gain access to complete automotive & mobility services. We offer superior products, services and unmatched personal attention. At the same time we work hard to protect your confidentiality and security.
Thank you for allowing us to provide you with the automotive & mobility products and services you need.